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Filing for bankruptcy can be stressful and challenging and the complexities of the law don’t make things any easier. If nothing else, a bankruptcy attorney is there to guide you through the legal system and help you avoid making mistakes that will either cost you or make things take longer than necessary.

However, attorneys nearby can often help you reach a more favorable outcome by negotiating with creditors and being as aggressive as possible when advocating for your cause. To make sure that you are being as thorough and as aggressive as possible in your approach, you can contact David S. Kohm to learn about how an attorney can help your case.

Providing a Personalized Approach

Everybody’s situation is different and it’s up to your lawyers to adjust their approach to fit the details of your case as well as your personal goals. Whether it’s Chapter 7 or Chapter 13, filing for bankruptcy in Fort Worth needs to be done correctly and your lawyers will help you take all of the right steps to reach the most favorable outcome.

Throughout the process, your lawyers will make sure that you understand everything that’s going on. They will make sure you choose the right chapter of bankruptcy and they will explain everything that needs to happen for you to become debt-free and gain financial independence.

Dealing with Creditors

Clearing debts can be a real challenge as creditors typically prefer something over nothing. Keeping a lawyer close to you ensures that you aren’t taken advantage of and it also ensures that you stand the best chance when negotiating debts.

When filing for bankruptcy, creditors are just one of the challenges that you may face. Having legal representation can also protect you from foreclosure, repossession, and wage garnishment, among other things.