Limit Demand Law in California: How it Affects Personal Injury Cases

by | May 17, 2023 | Attorney

In California, personal injury cases involve legal proceedings that compensate individuals who have suffered physical, emotional, or mental harm due to another person’s negligence or intentional actions.

Pursuing personal injury claims can be complex, particularly with the recent changes in California law. This article will discuss how new California policy limit demand law could impact personal injury cases and the role of Corona personal injury attorneys in navigating these changes.

What is the California Policy Limit Demand Law?

The California Policy Limit Demand Law is a new law that took effect on January 1, 2020. The law requires insurance companies to respond to settlement demands made by claimants within 40 days. Suppose the insurance company responds after 40 days, and the claimant wins a judgment that exceeds the policy limit. In that case, the insurance company can be held liable for the full amount of the judgment.

How New California Policy Limit Demand Law Could Impact Personal Injury Cases

The new law could significantly impact personal injury cases in California. Personal injury claimants may be more likely to make settlement demands exceeding policy limits, knowing that insurance companies must respond within 40 days. Additionally, insurance companies may be more likely to settle cases to avoid the risk of being held liable for the full amount of the judgment.

The Role of Corona Personal Injury Attorneys

Corona personal injury attorneys can help individuals navigate the new California Policy Limit Demand Law and ensure that their rights are protected. Attorneys can help individuals understand their options for pursuing compensation, negotiate with insurance companies, and represent clients in court.

Attorneys can also help individuals determine the appropriate amount of compensation to demand based on the severity of their injuries and the impact on their lives. With the new law, it is important to make a demand that reflects the full extent of the damages suffered but does not exceed the policy limit.


Suppose you or someone you know has been involved in a personal injury case in California. In that case, it is important to seek the advice of experienced attorneys who can help navigate the complex legal system. is a leading personal injury law firm in California with a team of experienced attorneys dedicated to protecting their client’s rights. Contact Law Office of Joseph Richards, P.C today to schedule a free consultation and learn how they can help you receive the compensation you deserve.

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